Hey {First Name},

Every basketball fan knows there’s nothing like a Cinderella story to liven up a tournament. When an underdog team reaches the height of success, we all feel the magic. Unfortunately, when it comes to homebuying, many renters feel like underdogs, and they don’t think they can reach that magical finish of buying their own home.

If you feel this way, you’re not alone. A recent survey found that most renters believe homeownership is out of reach.*

These concerns are fueled by misperceptions about the homebuying process, so don’t let these inaccurate predictions keep you off the court. Buying a home may be easier than you think!

Bracket-Busting Facts About Homebuying:

• You can get a conventional loan with as little as 3% down.**
• Down payment assistance is available for those who need it.
• The minimum credit score for a conventional loan is 620.

Plus, there are loan programs that accept credit scores under 620 and allow smaller down payments. I can help you understand all your options.

*ICE Mortgage Technology^®, 2024 Borrower Insights Survey.

**Down payment requirements may differ based on the type of loan, your personal financial situation, and other factors. This is not a commitment to lend. Not all borrowers will qualify.